Alternative investment: reconciling ethics and finance
Socially responsible investing means choosing an approach that supports balanced and sustainable development of the planet without compromising the financial return on your investment. Much more than just a fashionable trend, SRI is a fundamental movement that has reached a certain degree of maturity.
A long-term vision combined with a socially-responsible investment approach corresponds to the values of our Bank and our investment philosophy. We offer a range of investment solutions designed to meet your needs in this area.
Banque de Luxembourg solutions
Selection of the best products on the market
SRI Funds (Socially Responsible Investments)
BL-Equities Horizon (in partnership with Vigeo and Ethibel)
Selection of funds focusing on extra financial criteria
Microfinance Funds
BL Global Bond : bond fund investing up to 20% in microfinance vehicles
The Bank also offers investment professionals a full range of impact finance vehicle engineering services.
Impact investing – getting behind the concept and explaining the purpose
Jean-Philippe Donge, Fund Manager, BLI - Banque de Luxembourg Investments, explains the context in which impact investments take place and the challenges of this investment approach.
Rosario Pérez, Chief Executive Officer, Pro Mujer (New York) discusses the day-to-day business of microfinance institutions.
Loïc De Cannière, Chief Executive Officer, Incofin Investment Management (Antwerp) provides insight into the challenges faced by fair trade organisations.
Investment strategy that seeks to buy listed companies based on extra-financial factors such as ethics, corporate governance, human rights and the environment. Socially-responsible investment methodologies can exclude entire sectors and companies (tobacco, alcohol, oil, etc) considered unethical, or focus on environmental, social and governance factors (ESG) that serve to identify the "best-in-class".
Over time, micro-credit has developed to offer loans to the poor members of society via a range of products including micro-savings, micro-insurance, money transfer, etc. Micro-finance is the broad term used to cover the entire range of financial products specifically designed for those excluded from the traditional banking system. In broader terms, micro-finance is also used to refer to investment activities in MFI (micro-finance institutions), in the form of small loans via micro-finance funds.
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