Our approach

Our clients' specific environment requires a global approach and access to the best specialists in tax, inheritance planning, etc.

We seek the long-term satisfaction of our clients rather than short-term profitability. We advise our clients objectively and independently.

We do not take risk for our clients and focus instead on performance consistency.

Our values

To help you make the right decisions at the right time; To be a reliable partner to help you develop and manage your activities from generation to generation, with a focus on performance consistency and the long term;

To help you make the right decisions at the right time ; To be a reliable partner to help you develop and manage your activities from generation to generation, with a focus on performance consistency and the long term; To find the right solutions for your current and future projects; To act in your interests as we would act for our own.

Methodology

Our investment methodology is the fruit of more than 90 years of experience in the field of wealth management.

Our investment methodology is the fruit of more than 80 years of experience in the field of wealth management.

Our priority is capital protection and performance consistency over the long term.
Our methodology places critical importance on asset allocation and is enhanced by a keen and active approach to the selection of securities and funds.
Our policy of caution means that we do not venture into alternative or opaque investments.

Step 1

Strategic allocation

Defining the asset allocation to optimise the risk/return ratio of your portfolios

Step 2

Tactical allocation

Adjusting weightings between asset classes to take advantage of market opportunities

Step 3

Equities are selected from large capitalisations based on two criteria:

the potential of the company to generate a high level of free cash flow
the ability of the company to reinvest the cash flow back into the company and make a profit

We take a "business-like" approach to investing. Buying shares in a company means becoming a shareholder in that company and approaching the investment as though we were buying the entire company.

Our equities selection focuses on Europe and the United States. We invest in other regions such as Latin America, Asia and Japan, through investment funds that are selected according to quantitative and qualitative criteria.

The management of bond investments focuses on managing interest rate sensitivity. Our selection focuses exclusively on government and supranational bonds that are generally considered to be free of counterparty risk.

Selection of the top funds on the market

Funds from other promoters open up the door to a management style or strategy that is complementary to our approach, and specific asset classes such as Japanese equities, commodities and emerging market bonds.

The independent analysts at BLI - Banque de Luxembourg Investments cover around 35 asset classes, and are in charge of selecting and monitoring these funds.

Click here to find out more about our third-party fund selection methodology