2 minHow to invest your cash to get a decent return
In a context of rising interest rates and persistent inflation, it’s important to make the right choices to build up your savings, with the dual objective of growing your wealth and generating a regular return. Find out more about investing your cash, with Antoine Cuvelier, Senior Private Banking Adviser.
The importance of investing regularly over the long term
The current turbulent environment raises many questions. What are the most appropriate investment solutions? How can you shape your savings to suit your needs? Is this the right time to invest?
The best approach is to stay invested for the long term and not try to time the market. Investing for the long term smooths out the market's ups and downs and limits the effects of the inevitable crises along the way. Market timing is a haphazard approach. If you sell your positions in anticipation of a market downturn, you risk missing out when share prices bounce back. To build a long-term portfolio, the best strategy is to invest regularly, during both bull and bear markets, which will average out the purchase price.
Getting a decent return on your cash
Although there is no ideal time to invest, there are solutions for generating a decent return on your available cash, whether you are a private investor or acting for a business.
Without committing to a management solution or investing in the financial markets, it is possible to invest some or all of your assets in a savings solution – a savings account or a term deposit – to obtain an attractive return.
Making the right decisions for the management of your wealth needs careful planning. Support from an experienced and trusted private banker is critical. Banque de Luxembourg provides a personalised wealth management service, with individual support from a dedicated adviser. For over 100 years in Luxembourg and 10 years in Belgium, our experts have been accompanying the bank's clients in preserving, enhancing and passing on their wealth.
Would you like guidance on questions concerning personal, family and business wealth?
