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since 1920
Private Bankers since 1920
 

 

Asset Publisher

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Since 1920, we have been a trusted and responsible banking partner, acting with care and consideration towards our clients, our staff and the community.

 
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Homepage - Perspectives

 

Asset Publisher

Portrait 2022

Learn more about Banque de Luxembourg

Explore the annual report

 

 

“The economic future is uncertain.
Our expertise is not.”

 

Asset Publisher

Attentive finance

The wellness industry – meditation, yoga, aromatherapy, and so on – has been enjoying a rapid and unexpected boom in recent times. As crises reverberate around the world, the desire to focus on oneself and one’s well-being is spreading and becoming a basic need. Brands are adapting their rhetoric to deliver reassurance. Even the finance industry is softening its messaging and taking customers’ well-being into account.

The inherited future

A virtuous and ethical act intended to establish the future and preserve the memory of the past, succession ensures the continuation of a lineage and sometimes the survival of a business. Nevertheless, aside from its social and symbolic value, inheritance can become a burden if planning begins too late, especially in a climate of recurring crises. New approaches are considering inheritance through the prism of the ‘afterlife’.

Rejecting the tyranny of "inhuman" time

If the past no longer is, and the future has yet to be, we can only live in the present. The present is the only time in which we can do something, the only time in which we really exist.

Can everything under the label of ‘wealth’ be quantified?

The term ‘wealth’ refers to all the property we own as well as that we have inherited. It encompasses the notion of property that can be passed on, such as land, real estate or a business. But there is more to it than that. It also encompasses history, passion, values and standards of behaviour. So, can wealth really be quantified?

Learning to give and receive

Regardless of what is being transferred – tangible or intangible assets, an object or a culture – the transfer has a hugely symbolic dimension that presupposes the active involvement of three stakeholders, namely the person making the transfer, the person receiving it and the person who will receive it in the future. To ensure that such a major event in the life of any family or company goes smoothly, certain conditions must be met.

Intelligent asset management takes time

As the French saying goes, ‘Time takes revenge for what we do in haste’. In today’s world of mouse clicks and instant gratification, we forget all too often that nothing happens overnight, and that the longest-lasting gains are those made over the long term. Even the financial world cannot escape that rule.

The digital family

The internet connects more than half the human race. What began as a tool for an ‘informed public’ has become an everyday support and is often the best way to keep in touch, shop or take care of administrative matters. Families are overwhelmingly going digital and making the internet a household standard. The customer relationship is being revolutionised and organisations are having to reinvent their services and language.

The rebels of the year 2000

Slashers, digital natives and post-millennials are among the labels that attempt to define the generation of people commonly dubbed Generation ‘Z’ who were born around the turn of the century. Inevitably these names turn into caricatures of a generation that actually defies labels and is particularly enigmatic.

A sustainable future

As governments are crippled by a sense of urgency and civil society is forced into action, companies are giving priority to their Corporate Social Responsibility (CSR). They are also expanding its original definition to make it a driving force in the economy.

Asset Publisher

News

Podcast - Choosing the right assets
18/05/2022
Podcast - Choosing the right assets
With dismal economic and geopolitical prospects looming over the markets, portfolio quality is more important than ever for investors, says Guy Wagner, Managing Director of BLI - Banque de Luxembourg Investments.
Investments
See all news
The inevitable slowdown in global economy seems to have begun
Guy Wagner
10/05/2022
The inevitable slowdown in global economy seems to have begun
The inevitable slowdown in the global economy, after the strong growth in 2021, seems to have begun, write Guy Wagner and his team in their latest monthly market report "Highlights".
Financial Markets
See all news
Overview of Banque de Luxembourg
05/05/2022
Overview of Banque de Luxembourg
In Portrait 2022, Banque de Luxembourg presents its 2021 financial results, which show a significant increase over the previous year.
The Bank
See all news
Sustainable and responsible investing: a growing trend despite the geopolitical context
02/05/2022
Sustainable and responsible investing: a growing trend despite the geopolitical context
The global pandemic has encouraged institutional and retail investors to take a greater interest in factoring environmental, social and governance (ESG) criteria into their portfolios. But since the war in Ukraine, ...
CSR
See all news
Summer Academy 2022 programme: to join or not to join the family business
27/04/2022
Summer Academy 2022 programme: to join or not to join the family business
Being born into a 'family in business' means having to deal very early on (and sometimes over many years) with an environment charged with passion, work, soul-searching and close interweaving between the life of the ...
Business
See all news
Valuation of a business... how and why?
26/04/2022
Valuation of a business... how and why?
For many of the entrepreneurs we support, the idea of valuing a family business is incongruous, if not impossible. Intellectually at least. Because how can you put a price on this ‘other member of the family’ – a ...
Business
See all news
Facilitating the handover of a family business
21/04/2022
Facilitating the handover of a family business
Taking over a family business is no easy matter. Through personalised support and a set of tried and tested programmes, Banque de Luxembourg encourages the younger generation to better define their future place in ...
Business
See all news
Global equity markets under pressure amid uncertainty
20/04/2022
Global equity markets under pressure amid uncertainty
Article written on 20/04/2022 and updated on 12/05/2022.

The Russian invasion of Ukraine has sent shockwaves around the world. First and foremost at a humanitarian level. The human toll is already ...
Financial Markets
See all news
The outlook for global economic growth is deteriorating
Guy Wagner
07/04/2022
The outlook for global economic growth is deteriorating
Although we are continuing to see a flow of robust economic statistics, the outlook for global economic growth is deteriorating. The reduction in government spending from last year’s high levels and the general rise ...
Financial Markets
See all news
Our programmes for the Next Generation of families in business
30/03/2022
Our programmes for the Next Generation of families in business
Taking over a family business is no easy matter. You have to find your place, develop your own area of expertise and establish your legitimacy. These are just a few of the challenges facing the rising generation of ...
Business
See all news
Relay for Life 2022: relaying hope, even remotely
21/03/2022
Relay for Life 2022: relaying hope, even remotely
As in 2021, due to ongoing Covid uncertainty, the Fondation Cancer is organising another virtual Relay for Life, on 26 and 27 March 2022.
The Bank
CSR
See all news
War in Ukraine and economic outlook
11/03/2022
War in Ukraine and economic outlook
The Russian invasion of Ukraine has triggered a global shockwave.
Financial Markets
See all news
Private Equity is booming, with record growth figures
28/02/2022
Private Equity is booming, with record growth figures
In response to growing interest in this asset class, private equity has become increasingly democratised and accessible to private investors in recent years.
Investments
See all news
Global economy continues to show robust growth
Guy Wagner
08/02/2022
Global economy continues to show robust growth
Although the pandemic is still ever-present, the global economy continues to show robust growth, write Guy Wagner and his team in their latest monthly market report "Highlights".
Financial Markets
See all news
Podcast - Investments: Strategies for 2022
Guy Wagner
03/02/2022
Podcast - Investments: Strategies for 2022
Even though equity prices are generally quite high, Guy Wagner, Managing Director of BLI - Banque de Luxembourg Investments, believes that the context of low interest rates and very high corporate profits still ...
Investments
See all news
Business Continuity workshops: Planning for the unexpected
21/01/2022
Business Continuity workshops: Planning for the unexpected
The pandemic has reminded us of the fragility of a business when all of a sudden the management is no longer able to run it. To help entrepreneurs best prepare for the unexpected, Banque de Luxembourg has devised a ...
Business
See all news
After a spectacular year for equities, what are the best investment strategies for 2022?
18/01/2022
After a spectacular year for equities, what are the best investment strategies for 2022?
2021 was another surprising year for analysts. Despite the ongoing health crisis, the surge in inflation and high valuations in absolute terms, the global equity market ended the year with an increase of over 27% in ...
Financial Markets
See all news
A new partnership with Microlux to support micro-entrepreneurs in Luxembourg
17/01/2022
A new partnership with Microlux to support micro-entrepreneurs in Luxembourg
Banque de Luxembourg has joined forces with the Luxembourg microcredit institution Microlux to supplement its array of products for micro-enterprises and, at the beginning of this year, to launch a new type of ...
CSR
See all news
Omicron variant is expected to slow, but not derail global economic growth
Guy Wagner
06/01/2022
Omicron variant is expected to slow, but not derail global economic growth
Despite the emergence of the new variant of the coronavirus, Omicron, global economic growth remained robust at the year-end, write Guy Wagner and his team in their latest monthly market report "Highlights".
Financial Markets
See all news
Outlook 2022: A paradigm shift for investors?
15/12/2021
Outlook 2022: A paradigm shift for investors?
Unfortunately the health crisis did not fade from view in 2021. The emergence of the delta variant, with a significantly higher degree of transmissibility and severity than the initial Sars-Cov-2 strain, very ...
Financial Markets
See all news
Inflation: is it a risk for your investments? (video)
09/12/2021
Inflation: is it a risk for your investments? (video)
After spending years at very low levels, we have seen a surge in inflation in recent months. Maria Nemekh, Investment Adviser (Private Banking Investments, Banque de Luxembourg), takes a few minutes to look back at ...
Financial Markets
See all news

News

Podcast - Choosing the right assets
18/05/2022
Podcast - Choosing the right assets
With dismal economic and geopolitical prospects looming over the markets, portfolio quality is more important than ever for investors, says Guy Wagner, Managing Director of BLI - Banque de Luxembourg Investments.
Investments
The inevitable slowdown in global economy seems to have begun
Guy Wagner
10/05/2022
The inevitable slowdown in global economy seems to have begun
The inevitable slowdown in the global economy, after the strong growth in 2021, seems to have begun, write Guy Wagner and his team in their latest monthly market report "Highlights".
Financial Markets
Overview of Banque de Luxembourg
05/05/2022
Overview of Banque de Luxembourg
In Portrait 2022, Banque de Luxembourg presents its 2021 financial results, which show a significant increase over the previous year.
The Bank
See all news
Sustainable and responsible investing: a growing trend despite the geopolitical context
02/05/2022
Sustainable and responsible investing: a growing trend despite the geopolitical context
The global pandemic has encouraged institutional and retail investors to take a greater interest in factoring environmental, social and governance (ESG) criteria into their portfolios. But since the war in Ukraine, ...
CSR
Summer Academy 2022 programme: to join or not to join the family business
27/04/2022
Summer Academy 2022 programme: to join or not to join the family business
Being born into a 'family in business' means having to deal very early on (and sometimes over many years) with an environment charged with passion, work, soul-searching and close interweaving between the life of the ...
Business
Valuation of a business... how and why?
26/04/2022
Valuation of a business... how and why?
For many of the entrepreneurs we support, the idea of valuing a family business is incongruous, if not impossible. Intellectually at least. Because how can you put a price on this ‘other member of the family’ – a ...
Business
See all news
Facilitating the handover of a family business
21/04/2022
Facilitating the handover of a family business
Taking over a family business is no easy matter. Through personalised support and a set of tried and tested programmes, Banque de Luxembourg encourages the younger generation to better define their future place in ...
Business
Global equity markets under pressure amid uncertainty
20/04/2022
Global equity markets under pressure amid uncertainty
Article written on 20/04/2022 and updated on 12/05/2022.

The Russian invasion of Ukraine has sent shockwaves around the world. First and foremost at a humanitarian level. The human toll is already ...
Financial Markets
The outlook for global economic growth is deteriorating
Guy Wagner
07/04/2022
The outlook for global economic growth is deteriorating
Although we are continuing to see a flow of robust economic statistics, the outlook for global economic growth is deteriorating. The reduction in government spending from last year’s high levels and the general rise ...
Financial Markets
See all news
30/03/2022
Our programmes for the Next Generation of families in business
Taking over a family business is no easy matter. You have to find your place, develop your own area of expertise and establish your legitimacy. These are just a few of the challenges facing the rising generation of ...
Business
Relay for Life 2022: relaying hope, even remotely
21/03/2022
Relay for Life 2022: relaying hope, even remotely
As in 2021, due to ongoing Covid uncertainty, the Fondation Cancer is organising another virtual Relay for Life, on 26 and 27 March 2022.
The Bank
CSR
War in Ukraine and economic outlook
11/03/2022
War in Ukraine and economic outlook
The Russian invasion of Ukraine has triggered a global shockwave.
Financial Markets
See all news
Private Equity is booming, with record growth figures
28/02/2022
Private Equity is booming, with record growth figures
In response to growing interest in this asset class, private equity has become increasingly democratised and accessible to private investors in recent years.
Investments
Global economy continues to show robust growth
Guy Wagner
08/02/2022
Global economy continues to show robust growth
Although the pandemic is still ever-present, the global economy continues to show robust growth, write Guy Wagner and his team in their latest monthly market report "Highlights".
Financial Markets
Podcast - Investments: Strategies for 2022
Guy Wagner
03/02/2022
Podcast - Investments: Strategies for 2022
Even though equity prices are generally quite high, Guy Wagner, Managing Director of BLI - Banque de Luxembourg Investments, believes that the context of low interest rates and very high corporate profits still ...
Investments
See all news
Business Continuity workshops: Planning for the unexpected
21/01/2022
Business Continuity workshops: Planning for the unexpected
The pandemic has reminded us of the fragility of a business when all of a sudden the management is no longer able to run it. To help entrepreneurs best prepare for the unexpected, Banque de Luxembourg has devised a ...
Business
After a spectacular year for equities, what are the best investment strategies for 2022?
18/01/2022
After a spectacular year for equities, what are the best investment strategies for 2022?
2021 was another surprising year for analysts. Despite the ongoing health crisis, the surge in inflation and high valuations in absolute terms, the global equity market ended the year with an increase of over 27% in ...
Financial Markets
A new partnership with Microlux to support micro-entrepreneurs in Luxembourg
17/01/2022
A new partnership with Microlux to support micro-entrepreneurs in Luxembourg
Banque de Luxembourg has joined forces with the Luxembourg microcredit institution Microlux to supplement its array of products for micro-enterprises and, at the beginning of this year, to launch a new type of ...
CSR
See all news
Omicron variant is expected to slow, but not derail global economic growth
Guy Wagner
06/01/2022
Omicron variant is expected to slow, but not derail global economic growth
Despite the emergence of the new variant of the coronavirus, Omicron, global economic growth remained robust at the year-end, write Guy Wagner and his team in their latest monthly market report "Highlights".
Financial Markets
Outlook 2022: A paradigm shift for investors?
15/12/2021
Outlook 2022: A paradigm shift for investors?
Unfortunately the health crisis did not fade from view in 2021. The emergence of the delta variant, with a significantly higher degree of transmissibility and severity than the initial Sars-Cov-2 strain, very ...
Financial Markets
09/12/2021
Inflation: is it a risk for your investments? (video)
After spending years at very low levels, we have seen a surge in inflation in recent months. Maria Nemekh, Investment Adviser (Private Banking Investments, Banque de Luxembourg), takes a few minutes to look back at ...
Financial Markets
See all news

Asset Publisher

“We create value through the long-term relationships we build with each of our clients.”
 
Danielle Goedert,
Head of Private Banking Luxembourg
“Managing diversified portfolios in different jurisdictions is a core area of our expertise.”
 
Claude Medernach,
Family Office Adviser
“We have been serving family business clients in Luxembourg since 1920.”
 
Philippe Depoorter,
Head of Services for Businesses and Entrepreneurs
“We offer personalised financing solutions, taking the specifics of each property project into account.”
 
Benoît Elvinger,
Head of Loans and Credits
“In an increasingly complex industry, we help fund initiators to develop their products.”
 
Germain Birgen,
Head of Professional Banking Services
“We place particular importance on work-life balance and providing opportunities for our employees’ personal and professional development.”
 
Nicole Dochen,
Head of Human Resources

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