- Contact your adviser by phone or by secure mail, or to make an appointment on our premises,
- Use our e-banking services or our mobile banking application available 24/7, to check your accounts, make payments, check fund performances and read the latest news from Banque de Luxembourg.
Please note that a number of fraudulent e-mails are currently circulating, seeking to recover your personal and banking data.
We remind you that Banque de Luxembourg and LuxTrust will never contact you directly via your personal email address, by SMS or by telephone asking you to log in to your secure site and/or to provide confidential information linked to your accounts and bank cards.
Following the trend and investing in top-performing stocks is a sure route to exposing yourself to the risk of permanent capital loss. With a contrarian approach, on the other hand, you can reap the rewards of successful long-term management of your wealth.
What does ‘contrarian investing’ mean?
Contrarian investing means not slavishly following the consensus, passing trends or the indices. It means sometimes acting differently from the rest of the market. It's an approach that starts from the basic principle that equities become more attractive as markets fall and vice versa. This is why we tend to buy shares during market corrections and sell when the markets rise sharply. We are not seeking performance at any price. So sometimes we may do less well than the indices during certain phases, but over the long term, our returns are generally higher.
Why adopt a long-term approach?
We consider that buying a share is comparable to investing in a business. And when entrepreneurs invest in a business, they would never think of selling their stake six months later.
Do you get good results?
We started developing this methodology 25 years ago. Over the years, it has been honed to its present form. We apply it rigorously and it has a track record of delivering positive results. However, the performance of our funds may deviate significantly from that of the indices. Investors need to understand that our analysts and fund managers are positioned over the whole of an investment cycle and that our approach may not suit all investors. In strong market rallies, our funds capture a large part of the upside, but not necessarily all of it. On the other hand, our losses are generally considerably less severe when the markets slip. This allows us to outperform over a full cycle.
For more information, please contact
