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Do you have money that you want to protect and grow over time?
With our discretionary management solution you can entrust the overall management of your portfolio to us, gaining greater peace of mind and freeing up time.
When you opt for a BL Funds management mandate, you benefit from Banque de Luxembourg’s expertise in asset management and grow your capital over the long term through consistent performance in an approach tailored to your risk tolerance. You invest in Banque de Luxembourg funds combining the main asset classes diversified over several geographic areas and economic sectors.
Conservative profile
Balanced profile
Dynamic profile
Growth profile
Conservative profile
| Annual return* | Conservative profile | Benchmark |
|---|---|---|
| over 1 year (2020) | 3.14% | 1.40% |
| over 5 years (2016-2020) | 2.20% | 1.05% |
| over 10 years (2011-2020) | 2.99% | 1.49% |
| over 15 years (2006-2020) | 2.98% | 1.30% |
* Annualised performance, net of fees, for the BL Funds mandate, conservative profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 20% and 40%. Benchmark: Morningstar - EUR Cautious Allocation (EUR) - Global. Past performance is not a reliable indicator of future performance.
Balanced profile
| Annual return* | Balanced profile | Benchmark |
|---|---|---|
| over 1 year (2020) | 4.41% | 2.32% |
| over 5 years (2016-2020) | 3.90% | 1.98% |
| over 10 years (2011-2020) | 4.44% | 2.24% |
| over 15 years (2006-2020) | 3.81% | 1.61% |
* Annualised performance, net of fees, for the BL Funds mandate, balanced profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 40% and 60%. Benchmark: Morningstar - EUR Moderate Allocation (EUR) – Global. Past performance is not a reliable indicator of future performance.
Dynamic profile
| Annual return** | Dynamic profile | Benchmark |
|---|---|---|
| over 1 year (2020) | 5.63% | 4.15% |
| over 5 years (2016-2020) | 5.90% | 3.12% |
| over 10 years (2011-2020) | 6.27% | 3.31% |
| over 15 years (2006-2020) | 4.93% | 2.29% |
* Annualised performance, net of fees, for the BL Funds mandate, dynamic profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 65% and 85%. Benchmark: Morningstar - EUR Aggressive Allocation (EUR) - Global. Past performance is not a reliable indicator of future performance.
Growth profile
| Annual return* | Growth profile | Benchmark |
|---|---|---|
| over 1 year (2020) | 6.08% | 4.88% |
| over 5 years (2016-2020) | 7.32% | 5.73% |
| over 10 years (2011-2020) | 7.60% | 5.65% |
| over 15 years (2006-2020) | 5.47% | 3.81% |
* Annualised performance, net of fees, for the BL Funds mandate, growth profile. Taxes are not included in the calculation of returns. As a rough guide, the portfolio’s equity weighting may vary between 90% and 100%. Benchmark: Morningstar - Global Large-Cap Blend Equity (EUR). Past performance is not a reliable indicator of future performance.
Tackling preconceived ideas about discretionary portfolio management
While a growing number of our clients have entrusted us with the management of their portfolios, others remain undecided. To help them, we created a series of eight short videos in which our advisers shed light on some common misconceptions about management mandates.
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Talk to an adviser
