Discretionary Management
A discretionary portfolio mainly composed of a selection of BL funds.
The BL Funds mandate is a global wealth solution. The portfolio is advantageously diversified between different asset classes (equity funds, bond funds, alternative strategies, etc.) and geographical areas. A particular feature is that all the portfolio’s assets, apart from gold, are invested in a selection of funds managed by BLI - Banque de Luxembourg Investments.
In addition to traditional financial criteria, we also factor in non-financial criteria to highlight risks that would not be identified by a standard financial approach. We do this by excluding certain sectors, applying ESG criteria, and monitoring controversies or major negative impacts.
Our aim is an average rating for the portfolio of at least A, representing an average or above-average ESG positioning. This average rating reflects the weighted sum of the various investments’ MSCI ESG scores.
A discretionary portfolio combining ethical convictions with investments
The SRI (socially responsible investment) mandate follows the particular principle of investing all your assets in a wide range of funds (managed by third parties or by BLI - Banque de Luxembourg Investments, as well as index tracker funds) always mindful of ESG criteria.
In addition to traditional financial criteria, we also factor in non-financial criteria to highlight risks that would not be identified by a standard financial approach. We do this by excluding certain sectors, applying ESG criteria, and monitoring controversies or major negative impacts.
Our aim is an average rating for the portfolio of at least AA, representing an above-average ESG positioning. This average rating reflects the weighted sum of the various investments’ MSCI ESG scores.
Since 1 January 2024, our socially responsible fund management has been awarded the LuxFLAG label. The LuxFLAG label is an independent, internationally recognised validation of compliance with demanding criteria that reflect the best ESG (Environment, Social, Governance) regulatory practice on the market.
A discretionary portfolio invested in funds managed by third parties.
The External Funds mandate follows the particular principle of investing all your assets in a selection of funds managed by third parties with a complementary management style to Banque de Luxembourg’s approach. These top-quality international funds are rigorously selected through both quantitative analysis (designed to refine the investment universe to identify funds with a good risk/return ratio) and qualitative analysis (designed to assess the way the fund operates through different prisms such as the fund's promoter, management team, investment style and philosophy).
In addition to traditional financial criteria, we also factor in non-financial criteria to highlight risks that would not be identified by a standard financial approach. We do this by excluding certain sectors, applying ESG criteria, and monitoring controversies or major negative impacts.
Our aim is an average rating for the portfolio of at least A, representing an average or above-average ESG positioning. This average rating reflects the weighted sum of the various investments’ MSCI ESG scores.
A discretionary portfolio composed of a selection of high-quality stocks.
The management solution invests in individual stocks in the US and European markets, and via funds in Japan and emerging markets. The portfolio is composed of high-quality stocks, selected for their sound fundamentals and long-term prospects. It is actively managed by specialists who adjust the portfolio’s structure according to the changing economic environment.
In addition to traditional financial criteria, we also factor in non-financial criteria to highlight risks that would not be identified by a standard financial approach. We do this by excluding certain sectors, applying ESG criteria, and monitoring controversies or major negative impacts.
Our aim is an average rating for the portfolio of at least A, representing an average or above-average ESG positioning. This average rating reflects the weighted sum of the various investments’ MSCI ESG scores.
FUND MANAGEMENT mandate
- BL Global 30 Fund
- BL Global 50 Fund
- BL Global 75 Fund
- BL Global Equities Fund
- BL Global Flexible EUR Fund
- BL Global Flexible USD Fund
A wealth management mandate in BL funds offers a range of different investment strategies, each invested in a profiled BL fund. BL wealth management fund mandates differ by type of investments and the risk/return ratio they offer. As an investor, you benefit from a diversified portfolio in a single vehicle designed to reflect your investor profile.
A wealth management mandate in funds offers a range of different investment strategies, each invested in a profiled fund. Wealth management fund mandates differ by type of investments and the risk/return ratio they offer. As an investor, you benefit from a diversified portfolio in a single vehicle designed to reflect your investor profile.
In addition to traditional financial criteria, each wealth fund manager also factors in non-financial criteria to highlight risks that would not be identified by a standard financial approach. As well as applying ESG standards, this involves excluding certain sectors and monitoring controversies and major negative impacts.