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Since 1920, we have been a trusted and responsible banking partner, acting with care and consideration towards our clients, our staff and the community.
“The economic future is uncertain.
Our expertise is not.”
Intelligent asset management takes time
As the French saying goes, ‘Time takes revenge for what we do in haste’. In today’s world of mouse clicks and instant gratification, we forget all too often that nothing happens overnight, and that the longest-lasting gains are those made over the long term. Even the financial world cannot escape that rule.
Can everything under the label of ‘wealth’ be quantified?
The term ‘wealth’ refers to all the property we own as well as that we have inherited. It encompasses the notion of property that can be passed on, such as land, real estate or a business. But there is more to it than that. It also encompasses history, passion, values and standards of behaviour. So, can wealth really be quantified?
Learning to give and receive
Regardless of what is being transferred – tangible or intangible assets, an object or a culture – the transfer has a hugely symbolic dimension that presupposes the active involvement of three stakeholders, namely the person making the transfer, the person receiving it and the person who will receive it in the future. To ensure that such a major event in the life of any family or company goes smoothly, certain conditions must be met.
Rejecting the tyranny of "inhuman" time
If the past no longer is, and the future has yet to be, we can only live in the present. The present is the only time in which we can do something, the only time in which we really exist.
The digital family
The internet connects more than half the human race. What began as a tool for an ‘informed public’ has become an everyday support and is often the best way to keep in touch, shop or take care of administrative matters. Families are overwhelmingly going digital and making the internet a household standard. The customer relationship is being revolutionised and organisations are having to reinvent their services and language.
The wellness industry – meditation, yoga, aromatherapy, and so on – has been enjoying a rapid and unexpected boom in recent times. As crises reverberate around the world, the desire to focus on oneself and one’s well-being is spreading and becoming a basic need. Brands are adapting their rhetoric to deliver reassurance. Even the finance industry is softening its messaging and taking customers’ well-being into account.
A sustainable future
As governments are crippled by a sense of urgency and civil society is forced into action, companies are giving priority to their Corporate Social Responsibility (CSR). They are also expanding its original definition to make it a driving force in the economy.
The inherited future
A virtuous and ethical act intended to establish the future and preserve the memory of the past, succession ensures the continuation of a lineage and sometimes the survival of a business. Nevertheless, aside from its social and symbolic value, inheritance can become a burden if planning begins too late, especially in a climate of recurring crises. New approaches are considering inheritance through the prism of the ‘afterlife’.
The rebels of the year 2000
Slashers, digital natives and post-millennials are among the labels that attempt to define the generation of people commonly dubbed Generation ‘Z’ who were born around the turn of the century. Inevitably these names turn into caricatures of a generation that actually defies labels and is particularly enigmatic.