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“We create value through the long-term relationships we build with each of our clients.”
 
Danielle Goedert,
Head of Private Banking Luxembourg
“Managing diversified portfolios in different jurisdictions is a core area of our expertise.”
 
Claude Medernach,
Family Office Adviser
“We are serving family business clients in Luxembourg.”
 
Philippe Depoorter,
Head of Services for Businesses and Entrepreneurs
“We offer personalised financing solutions, taking the specifics of each property project into account.”
 
Benoît Elvinger,
Head of Loans and Credits
“In an increasingly complex industry, we help fund initiators to develop their products.”
 
Lucienne Andring,
Head of Business Development, Professional Banking Services
“We place particular importance on work-life balance and providing opportunities for our employees’ personal and professional development.”
 
Nicole Dochen,
Head of Human Resources
 
Luxembourg
14 Boulevard Royal L-2449 Luxembourg
(+352) 49 924 1
 
Monday to Friday
8.30 am to 5 pm
List of public holidays
Why become a client? Contact formOur branches Complaints or disputes
 
Brussels
Chaussée de La Hulpe, 120 – 1000 Brussels
+32 (0) 2 663 45 40
FLANDERS
Kortrijksesteenweg 218 – 9830 Sint-Martens-Latem
+32 (0) 9 244 00 40
 
Monday to Friday
8.30 am to 4.30 pm
List of public holidays
Why become a client? Contact formOur branches Complaints or disputes
Private bankers
since 1920
Private Bankers since 1920
 

We are a trusted and responsible banking partner, acting with care and consideration towards our clients, our staff and the community.

 
Private Banking Responsible Investment Businesses & entrepreneurs Finance professionals

We are a trusted and responsible banking partner, acting with care and consideration towards our clients, our staff and the community.

 
Our bank Investment solutionsWealth planning

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à vos investissements

Une approche responsable de vos investissements

Découvrez nos solutions durables

 

News

Manage your wealth with complete confidence, even in these uncertain times
13/11/2020
Manage your wealth with complete confidence, even in these uncertain times
Against the background of the ongoing health crisis and economic uncertainty, managing your wealth is becoming increasingly complex. With returns on savings accounts, bonds and money investments set to remain low, ...
Investments
See all news
Belgian taxation – Draft legislation: are we heading for a 0.15% levy on securities accounts?
11/11/2020
Belgian taxation – Draft legislation: are we heading for a 0.15% levy on securities accounts?
On 2 November 2020, the Council of Ministers approved draft legislation to introduce an annual levy of 0.15% on securities accounts valued at more than EUR 1 million. What would this (new) levy actually involve, and ...
Wealth Planning
See all news
16/10/2020
"Sustainable, responsible development is a priority for Banque de Luxembourg."
As Banque de Luxembourg celebrates its centenary, Pierre Ahlborn, Administrateur Délégué, looks back on the road travelled, challenges met and strategic decisions taken in this interview for Luxembourger Wort.
The Bank
100yearsfuture
See all news
Sustainability of the current global economic recovery is subject to many uncertainties
Guy Wagner
08/10/2020
Sustainability of the current global economic recovery is subject to many uncertainties
Spearheaded by the US and Chinese economies, the global economy continued to see a V-shaped recovery during the third quarter. However, a number of uncertainties surrounding the sustainability of this recovery ...
Financial Markets
See all news
B'LU Square: a new space for an optimal client experience
16/09/2020
B'LU Square: a new space for an optimal client experience
We have redesigned our offices at 14A Boulevard Royal to enhance our services for our clients. In early August, after almost two months of work, we began welcoming Luxembourg-based clients seeking Personal Banking ...
The Bank
See all news
The global economy appears to be recovering in a dramatic fashion
Guy Wagner
11/09/2020
The global economy appears to be recovering in a dramatic fashion
After a historically massive decline in activity in the second quarter, the global economy appears to be recovering in a similarly dramatic fashion this quarter. The political and monetary authorities’ huge support ...
Financial Markets
See all news
Tax in Belgium – Split purchase of a building – New specifications issued by the authorities
13/08/2020
Tax in Belgium – Split purchase of a building – New specifications issued by the authorities
Split purchase is an estate planning technique which involves splitting the acquisition of i) the ‘usufruct’ (for example, purchased by the parents) and ii) the ‘bare’ ownership (purchased by the children) of a new ...
Wealth Planning
See all news
Tax in Belgium – Will it soon be mandatory to register gifts made via a foreign notary?
10/08/2020
Tax in Belgium – Will it soon be mandatory to register gifts made via a foreign notary?
From 1 December, it could become mandatory to register foreign notarised deeds used by Belgian residents to make gifts of movable goods. If passed, what impact would this proposed law have?
Wealth Planning
See all news
Guy Wagner
28/07/2020
"No miracle solution"
Over-indebtedness in industrialised countries has been exacerbated by the Covid crisis. Guy Wagner, Managing Director of BLI - Banque de Luxembourg Investments, can see no way out other than a return to greater ...
Financial Markets
covid-19
See all news
Tax in Belgium – Investment income earned abroad: declaring the right amount
24/07/2020
Tax in Belgium – Investment income earned abroad: declaring the right amount
Investment income earned abroad must be declared on the basis of the “montant net frontière” (net border amount). The tax authority has promised to clarify this concept in an upcoming circular.
Wealth Planning
See all news
Economic activity is still well down from pre-health-crisis level
Guy Wagner
07/07/2020
Economic activity is still well down from pre-health-crisis level
The risk of a second wave of infections and the explosion in public debt and deficit levels are all factors of uncertainty that could jeopardise the sustainability of the current recovery. This is the opinion of Guy ...
Financial Markets
See all news
06/07/2020
"It's never too early to start planning your estate"
At Banque de Luxembourg, our aim is to provide the best possible support for passing on your estate, by involving your heirs in preparing for it and respecting everyone's expectations.
Wealth Planning
See all news
What matters to you, matters to us
24/06/2020
What matters to you, matters to us
We are and we will stay by our clients’ sides at every stage in their lives, especially in difficult periods such as the current crisis. Thanks to the quality of our wealth management and the stability of our Bank, ...
The Bank
See all news
Sustainable and responsible investment: reconciling wealth and commitment
12/06/2020
Sustainable and responsible investment: reconciling wealth and commitment
Are you looking to combine socio-environmental impact and financial return? Wanting to contribute to the causes you believe in without sacrificing growth potential? Sustainable and responsible investment makes it ...
Investments
See all news
Banque de Luxembourg voted ‘Best Private Bank Luxembourg 2020’ by Global Banking & Finance Review
11/06/2020
Banque de Luxembourg voted ‘Best Private Bank Luxembourg 2020’ by Global Banking & Finance Review
Global Banking & Finance Review has unveiled the recipients of its 2020 awards, which recognise the leading players in the international finance world. For the second time since 2013, Banque de Luxembourg was ...
The Bank
See all news
After the equity markets’ historic nosedive, the rebound was equally spectacular
11/05/2020
After the equity markets’ historic nosedive, the rebound was equally spectacular
Recent statistics confirm the global economic meltdown in the wake of the lockdown measures designed to stop the spread of Covid-19.
Financial Markets
covid-19
See all news
Covid-19, revealing the limits and new aspirations of our world
03/05/2020
Covid-19, revealing the limits and new aspirations of our world
At the peak of the Covid-19 crisis, many people have started to think about life after lockdown. What kind of world do we want to pass on tomorrow? Isn't it time to reflect on some absolute values like solidarity, ...
The Bank
covid-19
See all news
29/04/2020
"The banks are ready to support the real economy"
Luxembourg will suffer the knock-on effects of a severe economic crisis. But its relatively healthy and resilient financial ecosystem and the resources deployed by the government should cushion the shock, believes ...
The Bank
See all news
After the crisis, an opportunity for small cap companies?
Tom Michels
21/04/2020
After the crisis, an opportunity for small cap companies?
The decline in equity markets caused by the spread of Covid-19 was brutal in both its speed and magnitude. Thus, the week of March 9 will go down in stock market history as one of the worst weeks ever.
Financial Markets
covid-19
See all news
COVID-19: showing solidarity as a responsible Bank
16/04/2020
COVID-19: showing solidarity as a responsible Bank
Every effort counts in a health crisis, and everyone in our community is called upon to take whatever action they can – however small – to support the fight against COVID-19. As a socially responsible Bank, Banque ...
The Bank
covid-19
See all news
Happy Easter to you and your family!
08/04/2020
Happy Easter to you and your family!
Banque de Luxembourg wishes you and your family a Happy Easter.
The Bank
See all news

News

Manage your wealth with complete confidence, even in these uncertain times
13/11/2020
Manage your wealth with complete confidence, even in these uncertain times
Against the background of the ongoing health crisis and economic uncertainty, managing your wealth is becoming increasingly complex. With returns on savings accounts, bonds and money investments set to remain low, ...
Investments
Belgian taxation – Draft legislation: are we heading for a 0.15% levy on securities accounts?
11/11/2020
Belgian taxation – Draft legislation: are we heading for a 0.15% levy on securities accounts?
On 2 November 2020, the Council of Ministers approved draft legislation to introduce an annual levy of 0.15% on securities accounts valued at more than EUR 1 million. What would this (new) levy actually involve, and ...
Wealth Planning
16/10/2020
"Sustainable, responsible development is a priority for Banque de Luxembourg."
As Banque de Luxembourg celebrates its centenary, Pierre Ahlborn, Administrateur Délégué, looks back on the road travelled, challenges met and strategic decisions taken in this interview for Luxembourger Wort.
The Bank
100yearsfuture
See all news
Sustainability of the current global economic recovery is subject to many uncertainties
Guy Wagner
08/10/2020
Sustainability of the current global economic recovery is subject to many uncertainties
Spearheaded by the US and Chinese economies, the global economy continued to see a V-shaped recovery during the third quarter. However, a number of uncertainties surrounding the sustainability of this recovery ...
Financial Markets
B'LU Square: a new space for an optimal client experience
16/09/2020
B'LU Square: a new space for an optimal client experience
We have redesigned our offices at 14A Boulevard Royal to enhance our services for our clients. In early August, after almost two months of work, we began welcoming Luxembourg-based clients seeking Personal Banking ...
The Bank
The global economy appears to be recovering in a dramatic fashion
Guy Wagner
11/09/2020
The global economy appears to be recovering in a dramatic fashion
After a historically massive decline in activity in the second quarter, the global economy appears to be recovering in a similarly dramatic fashion this quarter. The political and monetary authorities’ huge support ...
Financial Markets
See all news
Tax in Belgium – Split purchase of a building – New specifications issued by the authorities
13/08/2020
Tax in Belgium – Split purchase of a building – New specifications issued by the authorities
Split purchase is an estate planning technique which involves splitting the acquisition of i) the ‘usufruct’ (for example, purchased by the parents) and ii) the ‘bare’ ownership (purchased by the children) of a new ...
Wealth Planning
Tax in Belgium – Will it soon be mandatory to register gifts made via a foreign notary?
10/08/2020
Tax in Belgium – Will it soon be mandatory to register gifts made via a foreign notary?
From 1 December, it could become mandatory to register foreign notarised deeds used by Belgian residents to make gifts of movable goods. If passed, what impact would this proposed law have?
Wealth Planning
Guy Wagner
28/07/2020
"No miracle solution"
Over-indebtedness in industrialised countries has been exacerbated by the Covid crisis. Guy Wagner, Managing Director of BLI - Banque de Luxembourg Investments, can see no way out other than a return to greater ...
Financial Markets
covid-19
See all news
Tax in Belgium – Investment income earned abroad: declaring the right amount
24/07/2020
Tax in Belgium – Investment income earned abroad: declaring the right amount
Investment income earned abroad must be declared on the basis of the “montant net frontière” (net border amount). The tax authority has promised to clarify this concept in an upcoming circular.
Wealth Planning
Economic activity is still well down from pre-health-crisis level
Guy Wagner
07/07/2020
Economic activity is still well down from pre-health-crisis level
The risk of a second wave of infections and the explosion in public debt and deficit levels are all factors of uncertainty that could jeopardise the sustainability of the current recovery. This is the opinion of Guy ...
Financial Markets
06/07/2020
"It's never too early to start planning your estate"
At Banque de Luxembourg, our aim is to provide the best possible support for passing on your estate, by involving your heirs in preparing for it and respecting everyone's expectations.
Wealth Planning
See all news
What matters to you, matters to us
24/06/2020
What matters to you, matters to us
We are and we will stay by our clients’ sides at every stage in their lives, especially in difficult periods such as the current crisis. Thanks to the quality of our wealth management and the stability of our Bank, ...
The Bank
Sustainable and responsible investment: reconciling wealth and commitment
12/06/2020
Sustainable and responsible investment: reconciling wealth and commitment
Are you looking to combine socio-environmental impact and financial return? Wanting to contribute to the causes you believe in without sacrificing growth potential? Sustainable and responsible investment makes it ...
Investments
Banque de Luxembourg voted ‘Best Private Bank Luxembourg 2020’ by Global Banking & Finance Review
11/06/2020
Banque de Luxembourg voted ‘Best Private Bank Luxembourg 2020’ by Global Banking & Finance Review
Global Banking & Finance Review has unveiled the recipients of its 2020 awards, which recognise the leading players in the international finance world. For the second time since 2013, Banque de Luxembourg was ...
The Bank
See all news
After the equity markets’ historic nosedive, the rebound was equally spectacular
11/05/2020
After the equity markets’ historic nosedive, the rebound was equally spectacular
Recent statistics confirm the global economic meltdown in the wake of the lockdown measures designed to stop the spread of Covid-19.
Financial Markets
covid-19
Covid-19, revealing the limits and new aspirations of our world
03/05/2020
Covid-19, revealing the limits and new aspirations of our world
At the peak of the Covid-19 crisis, many people have started to think about life after lockdown. What kind of world do we want to pass on tomorrow? Isn't it time to reflect on some absolute values like solidarity, ...
The Bank
covid-19
29/04/2020
"The banks are ready to support the real economy"
Luxembourg will suffer the knock-on effects of a severe economic crisis. But its relatively healthy and resilient financial ecosystem and the resources deployed by the government should cushion the shock, believes ...
The Bank
See all news
After the crisis, an opportunity for small cap companies?
Tom Michels
21/04/2020
After the crisis, an opportunity for small cap companies?
The decline in equity markets caused by the spread of Covid-19 was brutal in both its speed and magnitude. Thus, the week of March 9 will go down in stock market history as one of the worst weeks ever.
Financial Markets
covid-19
COVID-19: showing solidarity as a responsible Bank
16/04/2020
COVID-19: showing solidarity as a responsible Bank
Every effort counts in a health crisis, and everyone in our community is called upon to take whatever action they can – however small – to support the fight against COVID-19. As a socially responsible Bank, Banque ...
The Bank
covid-19
Happy Easter to you and your family!
08/04/2020
Happy Easter to you and your family!
Banque de Luxembourg wishes you and your family a Happy Easter.
The Bank
See all news
 

The financial markets in 2023: Are we over the worst?

with Guy Wagner
Chief Investment Officer, BLI - Banque de Luxembourg Investments.

LISTEN TO THE PODCAST
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“The economic future is uncertain.
Our expertise is not.”

Find out more
Find out more

My Family Business

das virtuelle Forum für Familienunternehmer

MEHR ERFAHREN

 

 

ENTREPRENEUREN Wéi kann ech a menge komplexen Erausfuerderunge begleet ginn?

ENTREPRENEUR SINN ASS ENG PASSIOUN.

Entdeckt wéi
“We create value through the long-term relationships we build with each of our clients.”
 
Danielle Goedert,
Head of Private Banking Luxembourg
“Managing diversified portfolios in different jurisdictions is a core area of our expertise.”
 
Claude Medernach,
Family Office Adviser
“We are serving family business clients in Luxembourg.”
 
Philippe Depoorter,
Head of Services for Businesses and Entrepreneurs
“We offer personalised financing solutions, taking the specifics of each property project into account.”
 
Benoît Elvinger,
Head of Loans and Credits
“In an increasingly complex industry, we help fund initiators to develop their products.”
 
Lucienne Andring,
Head of Business Development, Professional Banking Services
“We place particular importance on work-life balance and providing opportunities for our employees’ personal and professional development.”
 
Nicole Dochen,
Head of Human Resources

Can everything under the label of ‘wealth’ be quantified?

The term ‘wealth’ refers to all the property we own as well as that we have inherited. It encompasses the notion of property that can be passed on, such as land, real estate or a business. But there is more to it than that. It also encompasses history, passion, values and standards of behaviour.

The digital family

The internet connects more than half the human race. What began as a tool for an ‘informed public’ has become an everyday support and is often the best way to keep in touch, shop or take care of administrative matters. Families are overwhelmingly going digital and making the internet a household standard.

Attentive finance

The wellness industry – meditation, yoga, aromatherapy, and so on – has been enjoying a rapid and unexpected boom in recent times. As crises reverberate around the world, the desire to focus on oneself and one’s well-being is spreading and becoming a basic need.

Intelligent asset management takes time

As the French saying goes, ‘Time takes revenge for what we do in haste’. In today’s world of mouse clicks and instant gratification, we forget all too often that nothing happens overnight, and that the longest-lasting gains are those made over the long term.

Learning to give and receive

Regardless of what is being transferred – tangible or intangible assets, an object or a culture – the transfer has a hugely symbolic dimension that presupposes the active involvement of three stakeholders, namely the person making the transfer, the person receiving it and the person who will receive it in the future.

The rebels of the year 2000

Slashers, digital natives and post-millennials are among the labels that attempt to define the generation of people commonly dubbed Generation ‘Z’ who were born around the turn of the century. Inevitably these names turn into caricatures of a generation that actually defies labels and is particularly enigmatic.

Rejecting the tyranny of "inhuman" time

If the past no longer is, and the future has yet to be, we can only live in the present. The present is the only time in which we can do something, the only time in which we really exist.

The inherited future

A virtuous and ethical act intended to establish the future and preserve the memory of the past, succession ensures the continuation of a lineage and sometimes the survival of a business. Nevertheless, aside from its social and symbolic value, inheritance can become a burden if planning begins too late, especially in a climate of recurring crises.

A sustainable future

As governments are crippled by a sense of urgency and civil society is forced into action, companies are giving priority to their Corporate Social Responsibility (CSR). They are also expanding its original definition to make it a driving force in the economy.

Private bankers
since 1920
Private Bankers since 1920