B’SAVE: we’ve grown our offer so that your savings grow too
Whether you’re just starting to build your nest egg or topping up existing savings, you’ll want to find out about two new investment opportunities offered in the B’SAVE savings product.
If you already have a B’SAVE Savings Plan
You are already invested in one of the five investment strategies, from the most defensive to the most dynamic, depending on the risk/return profile you decided on with your adviser.
Want to top up your savings? Why not learn about the two strategies that have just been added to our B’SAVE range?
The Global Markets1 strategy: investing in quality while closely following the financial markets
A meticulous asset management approach focusing on quality companies
Consisting of at least 75% equities, this strategy places emphasis on the financial soundness of the target companies, defined by clearly established criteria – primarily profitability, stable earnings growth and low debt. This methodology allows you to benefit from a rigorous management approach focusing on the quality of the companies selected.
Exposure to market trends
The Global Markets strategy closely follows market movements to take advantage of their momentum and long-term growth. With this approach, you’ll have exposure to the overall trends that drive market performance while remaining invested in a selection of sound investments.
Global diversification
Investments in the underlying fund are spread over a large number of companies, with no geographical, sector or currency restrictions. This solution gives you consistent exposure to broad trends as well as the benefit of a diversified portfolio.
The Impact Invest2 strategy: sustainable investment
Solid investment choices in sustainable assets
At least 75% of your investments are made in sustainable3 assets. This allows you to help finance companies whose business activities have a positive environmental or social impact and that comply with the principles of responsible governance.
A rigorous and qualitative selection of target companies
You’ll have the benefit of a portfolio made up of companies with sound financial fundamentals, whose business activities also directly or indirectly help to achieve one or more of the United Nations Sustainable Development Goals (SDGs)4.
Generating impact on two complementary levels
In addition to the intra-investment impact achieved via the selection of companies aligned with Sustainable Development Goals, you will be contributing to a direct social impact through the work of the social undertaking Funds For Good Impact, which uses a percentage of profits to support subsistence entrepreneurs and promoters of social or environmental projects with funding and coaching. These entrepreneurs are mainly based in Belgium, France and Luxembourg.
If you don’t yet have a B’SAVE Savings Plan
Whatever your project might be – preparing for your retirement, financing your children’s education, or simply investing your spare cash –the B’SAVE savings solution is the best way for you to achieve your objective.
You can access financial markets by choosing a strategy, each of which corresponds to a Banque de Luxembourg investment fund.
Ready to sign up, or want to find out more?
Contact your usual adviser or visit the Save for your projects page.
1 The underlying fund is BL Global Markets; its current investment policy has been in effect since 10 June 2025. For full details of the fund’s features, please visit Legal documentation and KID.
2 The underlying fund is FFG-BLI Global Impact Equities, managed by BLI - Banque de Luxembourg Investments in partnership with Funds For Good. Launched in this form on 25 March 2024, it is classified as an Article 9 fund under the SFDR (EU Sustainable Finance Disclosure Regulation). For full details of the fund’s features, please visit Legal publications and KID.
3 The SFDR (Sustainable Finance Disclosure Regulation) defines “sustainable assets” as investments:
1. in an economic activity that contributes to an environmental or social objective;
2. that do not cause significant harm to other environmental or social objectives;
3. in a company that applies sound governance practices.
4 To find out more about Sustainable Development Goals (SDGs), please visit the United Nations website: Sustainable Development Goals